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Virginia termite inspection and WDI report guide

HUD hosts NPMA-33 for FHA and VA use when wood-destroying insect information is requested. It is not an official Virginia state report and does not create an automatic inspection requirement for every home sale. Here is when the report comes up and how to check the pest-control company or applicator involved.

When it comes up

  • VA loan purchases. VA lists Virginia as a statewide wood-destroying insect information jurisdiction. Its guidance also contains property-type and appraisal exceptions, so the lender remains the source for the exact transaction requirement. source
  • Other Virginia home sales. Virginia's buyer-beware disclosure framework does not create an automatic WDI inspection for every sale. A contract, lender, or property-specific concern may still require one. source

Find and check a Virginia pest-control company

Ask who will sign the requested report and which credential supports that work. VDACS Category 7-B covers commercial pesticide work against wood-destroying pests, but it should not be described as a universal signer rule for every inspection-only opinion.

Virginia inspection questions

Is a termite inspection required for every Virginia home sale?

No automatic statewide rule was found for every non-VA sale. VA loan processing lists Virginia statewide, while other transactions can be controlled by the contract, lender, and property findings.

Is NPMA-33 a Virginia state form?

No. It is an industry form that HUD hosts for FHA and VA use. Confirm that the lender or requesting party accepts it and ask which credential the signer must hold.

What does Virginia Category 7-B mean?

VDACS Category 7-B covers pesticide work for wood-destroying pests. It is relevant when treatment is involved, but consumers should not assume it is the only possible credential behind every inspection-only report or opinion.

What does a WDI report prove?

It records visible evidence in accessible areas on the inspection date. It is not a structural report, warranty, or guarantee that concealed insects or damage are absent.

Sources

Facts on this page were checked against the sources above on 2026-07-18. Requirements change; confirm with the regulator or your lender for a transaction.

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